{"id":10178,"date":"2025-09-07T07:50:17","date_gmt":"2025-09-07T00:50:17","guid":{"rendered":"https:\/\/nopphatnguoi.vn\/blog\/cong-ty-fintech-my-giup-nguoi-mua-nha-sam-tiep-bat-dong-san-truoc-khi-ban-nha-hien-tai\/"},"modified":"2025-09-07T07:50:18","modified_gmt":"2025-09-07T00:50:18","slug":"cong-ty-fintech-my-giup-nguoi-mua-nha-sam-tiep-bat-dong-san-truoc-khi-ban-nha-hien-tai","status":"publish","type":"post","link":"https:\/\/nopphatnguoi.vn\/blog\/cong-ty-fintech-my-giup-nguoi-mua-nha-sam-tiep-bat-dong-san-truoc-khi-ban-nha-hien-tai\/","title":{"rendered":"C\u00f4ng ty FinTech M\u1ef9 gi\u00fap ng\u01b0\u1eddi mua nh\u00e0 s\u1eafm ti\u1ebfp b\u1ea5t \u0111\u1ed9ng s\u1ea3n tr\u01b0\u1edbc khi b\u00e1n nh\u00e0 hi\u1ec7n t\u1ea1i"},"content":{"rendered":"<div>\n<p>C&ocirc;ng ty FinTech b&#7845;t &#273;&#7897;ng s&#7843;n Flyhomes, c&oacute; tr&#7909; s&#7903; t&#7841;i Seattle, g&#7847;n &#273;&acirc;y &#273;&atilde; th&agrave;nh c&ocirc;ng trong vi&#7879;c huy &#273;&#7897;ng 15 tri&#7879;u &#273;&ocirc; la M&#7929; th&ocirc;ng qua m&#7897;t v&ograve;ng v&#7889;n m&#7899;i. Qu&#7929; n&agrave;y s&#7869; &#273;&#432;&#7907;c s&#7917; d&#7909;ng &#273;&#7875; h&#7895; tr&#7907; qu&aacute; tr&igrave;nh chuy&#7875;n &#273;&#7893;i chi&#7871;n l&#432;&#7907;c c&#7911;a c&ocirc;ng ty t&#7915; m&#7897;t n&#7873;n t&#7843;ng tr&#7921;c ti&#7871;p &#273;&#7871;n ng&#432;&#7901;i ti&ecirc;u d&ugrave;ng sang m&#7897;t nh&agrave; cung c&#7845;p s&#7843;n ph&#7849;m t&agrave;i ch&iacute;nh b&aacute;n bu&ocirc;n. V&ograve;ng v&#7889;n Series D n&agrave;y &#273;&atilde; thu h&uacute;t s&#7921; tham gia c&#7911;a c&aacute;c nh&agrave; &#273;&#7847;u t&#432; hi&#7879;n t&#7841;i, bao g&#7891;m Andreessen Horowitz, Norwest Venture Partners, Canvas Ventures, Camber Creek, Al Goldstein v&agrave; Mark Vadon.<\/p>\n<p>&#272;&#432;&#7907;c th&agrave;nh l&#7853;p v&agrave;o n&#259;m 2016, Flyhomes &#273;&atilde; v&agrave; &#273;ang cung c&#7845;p c&aacute;c gi&#7843;i ph&aacute;p cho vay s&aacute;ng t&#7841;o, gi&uacute;p ng&#432;&#7901;i mua nh&agrave; c&oacute; th&#7875; mua t&agrave;i s&#7843;n ti&#7871;p theo tr&#432;&#7899;c khi b&aacute;n t&agrave;i s&#7843;n hi&#7879;n t&#7841;i. S&#7843;n ph&#7849;m c&#7889;t l&otilde;i c&#7911;a c&ocirc;ng ty, &#8220;Mua tr&#432;&#7899;c khi b&aacute;n&#8221;, &#273;&atilde; tr&#7903; th&agrave;nh trung t&acirc;m c&#7911;a chi&#7871;n l&#432;&#7907;c b&aacute;n bu&ocirc;n. Hi&#7879;n t&#7841;i, c&ocirc;ng ty &#273;ang t&#7853;p trung v&agrave;o vi&#7879;c x&acirc;y d&#7921;ng c&aacute;c quan h&#7879; &#273;&#7889;i t&aacute;c v&#7899;i c&aacute;c nh&acirc;n vi&ecirc;n cho vay v&agrave; &#273;&#7841;i l&yacute; b&#7845;t &#273;&#7897;ng s&#7843;n h&#417;n l&agrave; ch&#7881; t&#7853;p trung v&agrave;o ng&#432;&#7901;i mua nh&agrave; ri&ecirc;ng l&#7867;.<\/p>\n<p>V&#7899;i gi&#7845;y ph&eacute;p cho vay t&#7841;i 40 bang c&#7911;a M&#7929;, Flyhomes c&oacute; k&#7871; ho&#7841;ch m&#7903; r&#7897;ng ho&#7841;t &#273;&#7897;ng sang nhi&#7873;u n&#417;i h&#417;n trong t&#432;&#417;ng lai. &Ocirc;ng Adam Hopson, COO c&#7911;a Flyhomes, cho bi&#7871;t: &#8220;Ch&uacute;ng t&ocirc;i &#273;ang ch&#7913;ng ki&#7871;n s&#7921; t&#259;ng tr&#432;&#7903;ng r&#7845;t m&#7841;nh m&#7869; trong kh&#7889;i l&#432;&#7907;ng cho vay v&agrave; doanh thu, v&agrave; &#273;&oacute; l&agrave; l&yacute; do t&#7841;i sao c&aacute;c nh&agrave; &#273;&#7847;u t&#432; c&#7911;a ch&uacute;ng t&ocirc;i &#7911;ng h&#7897; ch&uacute;ng t&ocirc;i theo &#273;u&#7893;i chi&#7871;n l&#432;&#7907;c b&aacute;n bu&ocirc;n n&agrave;y.&#8221;<\/p>\n<p>M&ocirc; h&igrave;nh kinh doanh c&#7911;a Flyhomes ho&#7841;t &#273;&#7897;ng d&#7921;a tr&ecirc;n vi&#7879;c &#273;&#7843;m b&#7843;o m&#7897;t &#273;&#7873; ngh&#7883; d&#7921; ph&ograve;ng tr&ecirc;n nh&agrave; hi&#7879;n t&#7841;i c&#7911;a ng&#432;&#7901;i b&aacute;n. &#272;i&#7873;u n&agrave;y gi&uacute;p lo&#7841;i b&#7887; c&aacute;c kho&#7843;n thanh to&aacute;n th&#7871; ch&#7845;p kh&#7887;i t&#7927; l&#7879; n&#7907; tr&ecirc;n thu nh&#7853;p v&agrave; cho ph&eacute;p ng&#432;&#7901;i mua m&#7903; kh&oacute;a v&#7889;n cho kho&#7843;n tr&#7843; tr&#432;&#7899;c cho t&agrave;i s&#7843;n ti&#7871;p theo. V&#7899;i chi&#7871;n l&#432;&#7907;c b&aacute;n bu&ocirc;n m&#7899;i, c&ocirc;ng ty k&#7923; v&#7885;ng s&#7869; ti&#7871;p t&#7909;c ph&aacute;t tri&#7875;n v&agrave; m&#7903; r&#7897;ng ho&#7841;t &#273;&#7897;ng trong th&#7883; tr&#432;&#7901;ng b&#7845;t &#273;&#7897;ng s&#7843;n.<\/p>\n<p>C&aacute;c nh&agrave; &#273;&#7847;u t&#432; v&agrave;o Flyhomes th&#7875; hi&#7879;n s&#7921; tin t&#432;&#7903;ng v&agrave;o ti&#7873;m n&#259;ng ph&aacute;t tri&#7875;n c&#7911;a c&ocirc;ng ty v&agrave; chi&#7871;n l&#432;&#7907;c kinh doanh m&#7899;i. S&#7921; h&#7895; tr&#7907; t&agrave;i ch&iacute;nh n&agrave;y s&#7869; gi&uacute;p Flyhomes c&oacute; th&#7875; hi&#7879;n th&#7921;c h&oacute;a k&#7871; ho&#7841;ch m&#7903; r&#7897;ng v&agrave; t&#259;ng c&#432;&#7901;ng v&#7883; th&#7871; c&#7911;a m&igrave;nh trong ng&agrave;nh t&agrave;i ch&iacute;nh b&#7845;t &#273;&#7897;ng s&#7843;n.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Flyhomes l\u00e0 m\u1ed9t c\u00f4ng ty FinTech b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i Seattle cung c\u1ea5p c\u00e1c gi\u1ea3i ph\u00e1p cho vay s\u00e1ng t\u1ea1o gi\u00fap ng\u01b0\u1eddi mua nh\u00e0 c\u00f3 th\u1ec3 mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n ti\u1ebfp theo tr\u01b0\u1edbc khi b\u00e1n c\u0103n nh\u00e0 hi\u1ec7n t\u1ea1i. S\u1ea3n ph\u1ea9m c\u1ed1t l\u00f5i c\u1ee7a c\u00f4ng ty, &#8220;Mua tr\u01b0\u1edbc khi b\u00e1n&#8221;, hi\u1ec7n t\u1eadp trung v\u00e0o c\u00e1c \u0111\u1ed1i t\u00e1c v\u1edbi c\u00e1c nh\u00e2n vi\u00ean cho vay v\u00e0 \u0111\u1ea1i l\u00fd b\u1ea5t \u0111\u1ed9ng s\u1ea3n thay v\u00ec ng\u01b0\u1eddi mua nh\u00e0 c\u00e1 nh\u00e2n. M\u00f4 h\u00ecnh c\u1ee7a c\u00f4ng ty ho\u1ea1t \u0111\u1ed9ng b\u1eb1ng c\u00e1ch \u0111\u1ea3m b\u1ea3o m\u1ed9t \u0111\u1ec1 ngh\u1ecb d\u1ef1 ph\u00f2ng tr\u00ean nh\u00e0 hi\u1ec7n t\u1ea1i c\u1ee7a ng\u01b0\u1eddi b\u00e1n, lo\u1ea1i b\u1ecf c\u00e1c kho\u1ea3n thanh to\u00e1n th\u1ebf ch\u1ea5p kh\u1ecfi t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp v\u00e0 cho ph\u00e9p ng\u01b0\u1eddi mua m\u1edf kh\u00f3a v\u1ed1n cho kho\u1ea3n tr\u1ea3 tr\u01b0\u1edbc cho b\u1ea5t \u0111\u1ed9ng s\u1ea3n ti\u1ebfp theo.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[3],"tags":[354,98,4637,8755],"class_list":["post-10178","post","type-post","status-publish","format-standard","hentry","category-thoi-su","tag-bat-dong-san","tag-fintech","tag-seattle","tag-vay-mua-nha"],"_links":{"self":[{"href":"https:\/\/nopphatnguoi.vn\/blog\/wp-json\/wp\/v2\/posts\/10178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nopphatnguoi.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nopphatnguoi.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nopphatnguoi.vn\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nopphatnguoi.vn\/blog\/wp-json\/wp\/v2\/comments?post=10178"}],"version-history":[{"count":0,"href":"https:\/\/nopphatnguoi.vn\/blog\/wp-json\/wp\/v2\/posts\/10178\/revisions"}],"wp:attachment":[{"href":"https:\/\/nopphatnguoi.vn\/blog\/wp-json\/wp\/v2\/media?parent=10178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nopphatnguoi.vn\/blog\/wp-json\/wp\/v2\/categories?post=10178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nopphatnguoi.vn\/blog\/wp-json\/wp\/v2\/tags?post=10178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}